Partner Program

Refer a business.
Earn 10% for a year.

Every business you refer to WaPay earns you 10% of our net revenue on every paid transaction they take — automatically, for 12 months from the day they register, with no caps and no manual follow-up.

Apply to join → How it works

How it works

Four steps. No tracking pixels, no dashboards to refresh hourly, no complicated tier system.

1

Apply

Fill out the partner form. Admin reviews — usually within 24 hours. Once approved, your code is live.

2

Share your link

You get an opaque code like WP-A8F2C1 plus a wa.me link and a web link. Share via email, WhatsApp, business cards, anywhere.

3

Business registers

When a business signs up through your link, the referral is stamped on their account and your 12-month earning window starts.

4

Get paid monthly

Every Stripe-confirmed payment they take earns you 10% of WaPay's net. Settles by PayShap bank transfer on the 5th of each month.

The maths

A worked example for a single R2,000 invoice — and how it scales.

Customer pays the businessR2,000.00
Stripe processing fee (2.9% + R2)– R60.00
WaPay platform fee (1%, capped R200)– R20.00
Business receivesR1,920.00
Your commission (10% of WaPay net)R2.00
~R2,000/mo
Passive income if you have 20 active referrals each running R100,000/month through WaPay. No cap on scale.

FAQ

What counts as a "paid transaction"?

Any Stripe-confirmed payment to a referred business through a WaPay-issued payment link. Manual mark-paid and bank-transfer reconciliation don't generate commission.

How long does the commission last?

12 months from the date the referred business registers. For that year you earn on every qualifying payment they take, with no caps and no decay. After 12 months the commission ends automatically and the business stays with WaPay as normal.

What if a payment is refunded?

The commission on that payment is reversed. If you'd already been paid out, it's deducted from your next month's payout.

Can I refer my own business?

No. If your email or WhatsApp number matches the business's, the referral is blocked and logged for review.

Minimum payout?

PayShap payouts have no minimum — you'll see what you earned each month. Stripe Express auto-payouts (coming soon) require ≥ R1,000 balance.

Tax?

You're responsible for declaring commission as income. WaPay provides an annual summary you can give to your accountant.

Program terms (v2026-08-23)

Plain-English summary of the agreement you accept when you join.

Commission

  • You earn 10% of WaPay's net revenue (the 1% platform fee, capped at R200 per invoice) on every Stripe-confirmed payment received by a business you referred.
  • Commission accrues per transaction. Manual mark-paid and bank-transfer reconciliation are excluded.
  • Commission runs for 12 months. The earning window opens on the date the referred business registers and closes automatically 12 months later. Payments the business takes after that date do not accrue commission.
  • The 12-month window is fixed to the registration date. It does not pause, extend or restart if the business goes inactive, changes plan, or is re-referred.
  • Commission accrued inside the window is still paid out after it closes, on the normal monthly cycle.

Payouts

  • Default method is PayShap bank transfer to your bank account number, paid monthly on or around the 5th.
  • When Stripe Express auto-payouts ship, opt-in for automatic transfers above R1,000.
  • WaPay locks the ZAR conversion rate per payout. The amount you see is the amount you receive.

Refunds & clawbacks

  • If a referred payment is refunded, the commission for that payment is reversed.
  • If the commission was already paid out, it's deducted from your next month's payout.
  • WaPay does not seek repayment from partners for past clawbacks.

Fraud & self-referral

  • You can't refer yourself — matching email or WhatsApp number triggers an automatic block.
  • WaPay may suspend or close a partner account for suspected fraud (e.g. shell businesses, artificial transactions). Historical earnings already paid are not clawed back; future accruals stop.

Changes & closure

  • WaPay may update these terms. New consent is required for material changes.
  • Either side may close the partner relationship at any time, in writing.
  • WaPay reserves the right to convert remaining commission to a one-time buyout at fair market multiple, with mutual agreement.

Tax & compliance

  • You're responsible for declaring commission as income in your jurisdiction.
  • WaPay provides annual paid-out summaries on request.
  • Your contact + payout details are processed under WaPay's Privacy Policy.

Ready to refer your network?

Apply in 60 seconds. We review every application and usually activate within a day.

Apply to join →